What Verdica's 813 score means for Cara Jacobs
Cara Jacobs' composite score of 813 out of 850 places her in Verdica's "excellent" band (800–850), indicating strong overall compliance standing across the dimensions Verdica measures. This score reflects performance on regulatory record-keeping, audit history, and disciplinary status as tracked by the Public Company Accounting Oversight Board (PCAOB) and Colorado state registration authorities.
For a business owner or consumer evaluating an accounting provider, a score of 813 signals that this provider has demonstrated consistent adherence to professional standards in the areas regulators actively monitor. The 37-point gap from a perfect score is typical even among high-performing providers; no entity achieves 850 routinely. This grade suggests Cara Jacobs is a lower-risk choice compared to providers in the "acceptable" (670–739) or "elevated" (580–669) bands, though as with any professional service, due diligence beyond a single score remains prudent.
One limitation to note: Verdica currently has no independent customer reviews indexed for this entity. The score reflects regulatory compliance data only—not client satisfaction, responsiveness, communication style, or service delivery. A strong regulatory score does not guarantee a smooth working relationship.
How the sub-scores break down
License & Credentials (790/850): This sub-score evaluates the provider's current registration status and credential maintenance with state and federal authorities. A score of 790 indicates Cara Jacobs holds valid, active credentials. Minor deductions in this category typically stem from licensing-record gaps, renewal lapses that were subsequently corrected, or administrative flags that did not escalate to formal disciplinary action. The score does not reflect a serious credential suspension or revocation.
PCAOB Record (810/850): This dimension measures audit quality and compliance findings from PCAOB inspections and reviews of audit work. PCAOB examines whether firms properly execute audits, maintain adequate quality controls, and follow auditing standards. A score of 810 suggests Cara Jacobs' audit work has withstood regulatory scrutiny with few or no material findings. Minor deductions may reflect low-severity observations noted during inspections—such as minor documentation issues or technical gaps—that do not indicate systemic audit failure.
Disciplinary (850/850): A perfect score in this category indicates no formal disciplinary actions, sanctions, or violations on record with the PCAOB, SEC, state accounting boards, or related regulators. This is the strongest possible indicator in this dimension and reflects a clean enforcement history.
What regulators in CO track for accounting providers
Colorado state accounting boards and the PCAOB maintain overlapping oversight of public accounting firms and individual accountants. The PCAOB conducts triennial (and sometimes annual) inspections of firms that audit public companies or broker-dealers. Inspections assess whether firms comply with auditing standards, maintain adequate quality controls, and properly document their work. Findings range from minor technical notes to significant deficiencies that can result in remediation orders or referrals for enforcement.
State boards track initial licensure, continuing education compliance, renewal status, and complaints from clients or other practitioners. Disciplinary actions at the state level may include censures, fines, practice restrictions, or license suspension or revocation. Common violations include failure to maintain independence, inadequate audit documentation, or failure to comply with continuing education requirements.
Both regulators publish inspection results and disciplinary actions in searchable databases. Verdica aggregates this data to compute its sub-scores, weighting recency, severity, and frequency of issues.
Bottom line
Cara Jacobs scores in the excellent range and carries a clean disciplinary record, making her a lower-risk accounting provider from a regulatory-compliance perspective. Before engaging her services, verify that her specific expertise aligns with your needs and request references from past clients to assess service quality and fit—dimensions the compliance score does not capture.