What Verdica's 813 score means for Joshua Ramirez
Joshua Ramirez's composite score of 813 out of 850 places him in the "excellent" band (800–850), indicating strong overall compliance standing across the measured dimensions. This score reflects data from PCAOB audit findings and state board registration records—the primary regulatory touchstones for accounting providers in Colorado.
A score in this range suggests that Ramirez has maintained solid licensing credentials, a clean disciplinary record, and no material findings in PCAOB audits that would raise red flags. Readers should interpret this as a baseline indicator of regulatory compliance, not a guarantee of service quality or fit for a specific engagement. The excellent band is reserved for providers who have cleared the threshold checks that regulators use to assess professional standing. However, the absence of independent customer reviews on Verdica means this score reflects only regulator-sourced data; it does not capture client experiences, responsiveness, or service delivery outcomes.
How the sub-scores break down
License & Credentials (790 / 850): This sub-score measures whether Ramirez holds valid professional licenses and meets education and registration requirements set by Colorado's state board. A score of 790 is strong but slightly below the maximum, which typically indicates current valid licensure with no major lapses or credential deficiencies. Minor gaps—such as delayed renewal filings, incomplete continuing education documentation at the time of data refresh, or credential verification delays—can lower this score modestly without implying misconduct.
PCAOB Record (810 / 850): The Public Company Accounting Oversight Board (PCAOB) inspects and regulates audit firms and their personnel. This sub-score reflects Ramirez's history in PCAOB enforcement actions, audit quality reviews, or inspection findings. A score of 810 indicates no significant audit deficiencies or disciplinary actions on record with the PCAOB. Minor or resolved findings from routine audits might result in a score that is excellent but not perfect.
Disciplinary (850 / 850): This is a perfect score, indicating no active or historical disciplinary cases, complaints upheld against Ramirez, or sanctions from Colorado's state board. A perfect disciplinary score is the cleanest possible indicator in this dimension—it means no formal enforcement action, consent orders, or public reprimands appear in the regulatory record.
What regulators in CO track for accounting providers
Colorado's state board and the PCAOB together maintain the primary compliance framework for accounting providers. The state board tracks professional licensure, continuing education requirements, and adherence to ethical standards. It investigates complaints and issues disciplinary actions ranging from warning letters to license suspension or revocation for violations such as fraud, misrepresentation, gross negligence, or breach of client confidentiality.
The PCAOB, a federally mandated regulator, conducts inspections of audit firms and reviews audit working papers for quality control. PCAOB findings focus on whether audits were conducted in accordance with professional standards, whether independence rules were followed, and whether the firm maintained adequate quality assurance processes. Violations can result in enforcement actions against the firm or individual auditors, including sanctions, disgorgement of fees, or bans from audit work.
Scores move based on the presence or absence of these infractions, licensing status changes, and inspection outcomes. A provider in the excellent band has typically avoided material findings in both regulator domains.
Bottom line
Joshua Ramirez's score of 813 reflects solid regulatory compliance and a clean disciplinary record, placing him in the top tier of Verdica's measured dimension. Anyone considering his services should treat this score as a foundational compliance check but should also request references, verify experience in their specific industry or audit size, and confirm availability and engagement terms directly.