What Verdica's 649 score means for Kevin Healy
Kevin Healy's composite score of 649 out of 850 places him in the "elevated risk" band (580–669), indicating that while he maintains active credentials and licensing, there are meaningful compliance concerns that warrant attention before engaging his services. A score in this range suggests the provider meets baseline regulatory requirements but carries flags or gaps that differ materially from stronger performers.
For a business owner or individual considering Kevin Healy for accounting services, this score signals caution without ruling him out entirely. The score is meaningfully below the "acceptable" threshold (670–739) and well below "strong" (740–799) and "excellent" (800–850) benchmarks. Readers should view this as a yellow flag: due diligence beyond Verdica's scorecard is recommended before committing to a relationship. The absence of indexed customer reviews means there is no public feedback to offset or contextualize the regulatory findings.
How the sub-scores break down
License & Credentials: 320 / 850 — This is the primary driver of Kevin Healy's depressed composite score. A sub-score of 320 indicates significant gaps or issues in his licensing or professional credential status as tracked by California's state board registration. In the accounting profession, this dimension captures whether a provider holds required CPAs, active licenses, or other state-mandated qualifications, as well as whether those credentials are current, restricted, or flagged for renewal or compliance issues. A score this low typically reflects either lapsed credentials, licensing restrictions, or disciplinary actions that have altered credential standing.
PCAOB Record: 810 / 850 — This strong sub-score reflects Kevin Healy's performance under Public Company Accounting Oversight Board audits and inspections. A score of 810 suggests that his audit quality and firm inspection results have been relatively solid, with no major red flags in PCAOB findings. This is the bright spot in his profile and indicates that his actual audit work and compliance with PCAOB standards are largely sound.
Disciplinary: 850 / 850 — A perfect score here means no substantiated disciplinary actions, complaints, or sanctions are recorded in the underlying state board data. This suggests Kevin Healy has not faced formal enforcement actions, fines, or suspensions.
The tension between the strong PCAOB and Disciplinary scores and the very weak Credentials score suggests the core issue is credential status or licensing standing, not performance or misconduct.
What regulators in CA track for accounting providers
California's state board (likely the California Board of Accountancy) registers and monitors CPA licenses and credentials. Regulators track whether licenses are active, in good standing, or subject to restrictions such as probation, supervision, or limited scope. Failure to maintain continuing education requirements, unpaid renewal fees, or disciplinary matters can result in credential downgrades or lapsed status.
The PCAOB, a federal regulator, conducts periodic audits and inspections of accounting firms and sole practitioners who conduct audits of public companies. Inspections focus on audit quality, workpaper documentation, and adherence to professional standards. Findings are categorized by severity; repeated or unresolved findings can result in sanctions or restrictions on firm practice.
Score movements in the Credentials dimension typically reflect changes in license status, renewal lapses, or disciplinary history. The PCAOB and Disciplinary dimensions move based on inspection outcomes and formal enforcement actions respectively.
Bottom line
Kevin Healy's elevated-risk profile stems primarily from credential or licensing issues in California, despite solid PCAOB audit performance and clean disciplinary history. Before hiring him, verify current license status directly with the California Board of Accountancy, understand the nature of any credential gaps, and request references from recent clients. His PCAOB track record is reassuring if public company audit work is required, but the credential concern must be resolved first.