What Verdica's 656 score means for Thomas Healy
Thomas Healy's composite score of 656 out of 850 places this accounting provider in the elevated risk band (580–669). This grade of B reflects mixed compliance performance: strengths in regulatory standing offset by notable gaps in credentialing and licensing.
A score in this range signals that while the provider meets baseline regulatory thresholds, there are material concerns that warrant scrutiny before engagement. For a business owner or audit committee member, a 656 score means you should not assume standard-of-care compliance without additional due diligence. The provider is not in the high-risk zone, but neither does the score convey confidence equivalent to a strong or excellent rating.
The absence of indexed customer reviews means you cannot cross-reference this score against real-world client experiences. Regulatory data alone paints an incomplete picture. Before retaining this provider, you should independently verify current licensing status, request references, and review engagement terms carefully.
How the sub-scores break down
License & Credentials: 340/850
This is the weakest component of the profile. A sub-score in this range typically indicates gaps in professional certifications, active license status issues, or incomplete credential documentation on file with state regulators. In accounting, this dimension usually captures CPA licensure, continuing education compliance, and firm registration. A score this low is the primary driver of the elevated overall rating and suggests potential barriers to service delivery or regulatory standing at the state level.
PCAOB Record: 810/850
This sub-score reflects the provider's track record with the Public Company Accounting Oversight Board, which oversees auditors of public companies. A score of 810 is strong, indicating few or minor audit quality findings, inspection deficiencies, or enforcement actions in PCAOB records. This suggests competent audit execution and reasonable controls over work quality—a genuine bright spot in the profile.
Disciplinary: 850/850
A perfect score on disciplinary history means no record of state board complaints, sanctions, suspensions, or enforcement actions indexed in available records. This is the highest available mark and indicates a clean disciplinary slate with Colorado regulators or other relevant bodies.
What regulators in CO track for accounting providers
Colorado state boards and the PCAOB maintain distinct oversight regimes. The state board registers CPAs and accounting firms, enforces licensing standards, and investigates consumer complaints. A provider's state credentials score reflects whether all required registrations are current and properly documented.
The PCAOB, a federal authority created under Sarbanes-Oxley, inspects audit firms and issues inspection reports detailing control deficiencies, engagement quality issues, or instances of non-compliance with auditing standards. A high PCAOB sub-score suggests these inspections have yielded few findings—though not necessarily zero.
Disciplinary records capture formal actions: license revocations, suspensions, public censures, or fine agreements resolved with state boards. These are matters of public record and carry material weight in compliance assessments.
Scores move based on currency of licenses, scope of PCAOB findings, and resolution of complaints. A provider with active, current credentials and a clean inspection history will score higher than one with lapses or unresolved matters.
Bottom line
Thomas Healy presents a mixed profile: strong PCAOB audit history and clean disciplinary standing are offset by credential or licensing concerns that keep the overall score in elevated-risk territory. Before engaging this provider, verify the current status of Colorado state licenses, request a detailed engagement proposal, and obtain client references. Do not rely solely on the Verdica score—it reflects available regulatory data but cannot substitute for direct reference checks and contract review.