What Verdica's 800 score means for AFFILIATED MANAGERS GROUP, INC.
Affiliated Managers Group, Inc. in Florida receives a composite compliance score of 800 out of 850, placing it in Verdica's highest risk band: "excellent" (800–850). This score reflects the organization's regulatory standing based on available SEC and FINRA data. A reader should understand this score as indicating that, from a compliance and disciplinary perspective, the entity has demonstrated a strong adherence to regulatory expectations across the dimensions Verdica measures. The score does not reflect service quality, customer experience, or investment performance—only the entity's regulatory and business risk profile as tracked by federal securities regulators. An 800-level score suggests low regulatory friction and minimal disciplinary action; however, it is not a guarantee of performance or reliability, and independent due diligence remains important for any business considering engagement.
How the sub-scores break down
Registration & Compliance (850): This sub-score reflects adherence to registration requirements and ongoing compliance obligations. A maximum score of 850 indicates that Affiliated Managers Group maintains current registration status and has not accumulated significant violations in the categories FINRA and the SEC typically monitor, such as suitability, disclosure, recordkeeping, and operational integrity. This is the highest possible score in this dimension.
Disciplinary History (850): Disciplinary history evaluates formal enforcement actions, fines, suspensions, or other sanctions issued by regulators. A score of 850 indicates the entity has not accumulated a material disciplinary record within the data sources Verdica indexes. In the financial services industry, a clean disciplinary history is foundational; even minor infractions—such as late filings or small sanctions—typically lower this score. The maximum score here signals no indexed enforcement actions of consequence.
Business Risk (650): This sub-score measures structural or operational risk factors associated with the entity's business model and regulatory environment. A score of 650 falls into the "acceptable" band (670–739 is acceptable; 580–669 is elevated). This suggests Affiliated Managers Group faces some identifiable business risk factors—common among asset management or financial advisory firms—such as scale of assets under management, market exposure, or operational complexity. This score is notably lower than the entity's registration and disciplinary scores, indicating that while compliance posture is strong, underlying business characteristics present moderate regulatory attention or inherent operational risk. This is typical for large or complex financial services providers.
What regulators in FL track for financial services providers
The SEC and FINRA maintain ongoing oversight of financial services providers through several key mechanisms:
Registration Status: Providers must maintain active registration with appropriate licenses (e.g., SEC investment adviser registration, FINRA broker-dealer licensing). Lapses or deficiencies reduce compliance scores.
Disciplinary Actions: Regulators publish formal enforcement outcomes, including settled charges, fines, restitution orders, and suspensions. Any indexed disciplinary event typically lowers scores in the disciplinary history dimension.
Financial Reporting & Recordkeeping: Firms must file accurate financial statements, Form ADV updates, and maintain compliant books and records. Failures in this area trigger regulatory response and score impact.
Business Risk Indicators: Regulators track concentration risk, leverage, client asset segregation, and operational resilience. Firms managing significant assets or operating across multiple channels often face higher baseline business risk scores due to regulatory complexity, not misconduct.
Florida-specific oversight follows federal SEC and FINRA standards; Florida's Office of Financial Regulation may also license certain entities, adding a state layer.
Bottom line
Affiliated Managers Group's 800 composite score reflects strong regulatory standing, with excellent registration and disciplinary records. The moderate business risk sub-score (650) is typical for asset management firms and does not indicate compliance failure. Anyone evaluating this entity should verify current registration status independently, review Form ADV filings with the SEC, and conduct standard operational due diligence appropriate to the proposed engagement.