What Verdica's 798 score means for Allied Collection Services, Inc. (Nevada)
Allied Collection Services, Inc. (Nevada) achieved a composite score of 798 out of 850, placing it in the "strong" band (740–799). This score reflects above-average performance across the dimensions Verdica measures: financial health, complaint handling, and regulatory compliance.
A score in this range indicates that the entity demonstrates solid operational and regulatory standing. It is neither in the excellent tier (800–850) nor in the acceptable or lower bands. For a business owner or consumer evaluating this provider, the 798 score suggests a low-risk profile relative to the broader insurance provider landscape, though the score leaves room for improvement in at least one measured dimension. The underlying data comes from the National Association of Insurance Commissioners (NAIC), which tracks complaint ratios and financial strength ratings across regulated entities.
No independent customer reviews are currently indexed for this entity on Verdica's platform, so the score reflects regulatory and financial data only—not consumer experience data.
How the sub-scores break down
Financial Strength: 700
A financial strength sub-score of 700 sits in the acceptable-to-strong range. This metric reflects the entity's ability to meet its obligations and remain solvent. A score at this level typically indicates the entity maintains adequate reserves, manages its balance sheet responsibly, and passes standard capital adequacy tests required by state regulators. It is not in the upper echelon, which may suggest the entity operates with tighter margins or faces some asset or liquidity considerations worth noting—but there are no red flags. Lower scores in this dimension would signal deteriorating financial health or capital concerns; higher scores would indicate exceptional financial resilience.
Complaints: 850
A complaints sub-score of 850 is in the excellent range. This score reflects the ratio of formal complaints filed against the entity relative to its market activity or complaint volume baseline. A high score here means the entity resolves disputes effectively, maintains good customer relations, or faces relatively few complaint filings per unit of business. Insurance regulators track complaints as a proxy for operational quality and customer satisfaction. Scores in the 800+ range are comparative strengths and suggest the entity is not a source of widespread or systemic complaints in the regulatory record.
Regulatory Actions: 850
A regulatory actions sub-score of 850 is also excellent. This metric reflects the entity's compliance history with state insurance laws, licensing requirements, and regulatory orders. A high score indicates the entity has not faced major enforcement actions, license suspensions, fines, or corrective orders. Insurance regulators take action when entities violate statutes, fail audits, or breach market conduct standards. A score of 850 suggests clean or near-clean compliance history relative to peer benchmarks.
What regulators track for insurance providers
The NAIC maintains a centralized complaint database that state regulators contribute to, recording all formal complaints by consumers or other parties against licensed insurers and service providers. Complaint ratios normalize the complaint count by premium volume or number of policies, allowing cross-company comparison regardless of size. Financial strength ratings come from statutory financial statements filed with state insurance departments; regulators assess solvency, reserve adequacy, and capital sufficiency.
Scores move down when entities accumulate complaints related to claim denials, billing errors, service delays, or unfair practices. Regulatory actions arise from licensing violations, market conduct examinations, breach of fiduciary duties, or non-compliance with rate-filing or disclosure rules. Conversely, scores improve as complaint ratios decline and financial metrics strengthen.
Bottom line
Allied Collection Services, Inc. (Nevada) presents a strong compliance and financial profile based on regulatory data, with particular strength in complaint handling and regulatory compliance. Anyone considering business with this provider should independently verify current licensing status with Nevada's Division of Insurance, request recent financial statements if available, and review any contract terms relevant to their use case.