What Verdica's 803 score means for DANIEL BERNARD MCKINNEY
An 803 composite score places DANIEL BERNARD MCKINNEY in the "excellent" band (800–850), indicating strong regulatory standing and a low incidence of complaints relative to licensing activity. This score reflects aggregated data from state licensing records, federal consumer protection databases, and HUD enforcement history.
For a prospective client or business partner, an 803 score suggests that this provider has maintained compliance with Texas real estate regulations and has not accumulated significant enforcement actions or unresolved consumer complaints at the federal level. The score does not mean the provider is risk-free—no entity receives a perfect 850—but it does indicate that regulatory and complaint data do not raise material red flags. Readers should interpret this as a baseline of trustworthiness based on public record, not as a guarantee of service quality or business compatibility.
How the sub-scores break down
License & Compliance: 850 — This perfect sub-score indicates that DANIEL BERNARD MCKINNEY's state licensing status and compliance record are clean within the parameters Verdica monitors. In real estate, this dimension reflects whether a license is active and unrestricted, whether there are pending disciplinary actions from the Texas Real Estate Commission (TREC), and whether the provider has complied with statutory filing and education requirements. A perfect 850 means no licensing suspensions, revocations, restrictions, or regulatory violations are evident in state records.
Complaints: 800 — A score of 800 (not perfect, but very high) indicates a low complaint volume relative to activity level, or no substantiated complaints in federal databases. The CFPB and HUD track consumer complaints filed against real estate providers—including issues such as fraud, misrepresentation, or licensing violations—and compare complaint frequency to business volume. A score of 800 suggests either minimal complaints or that any complaints filed did not result in regulatory enforcement action. This is a strong indicator but leaves room for unsubstantiated or withdrawn complaints.
Business Profile: 730 — This score of 730 falls in the "acceptable" band (670–739) and reflects available information about the provider's business operations, history, and verifiable details. This dimension may include factors such as business registration status, years in operation, and consistency of public filings. A 730 is respectable but notably lower than the other sub-scores, which can indicate incomplete or limited business profile data in public records, a newer business entity, or minor discrepancies in filed information.
What regulators in TX track for real estate providers
The Texas Real Estate Commission (TREC) maintains licensing records and discipline history for all active brokers and sales agents. Regulators monitor compliance with the Texas Property Code, including statutory trust account management, advertising standards, contract requirements, and continuing education. Violations that lower a provider's compliance score include unlicensed activity, misappropriation of client funds, fraud, misrepresentation, and failure to maintain required records.
The Consumer Financial Protection Bureau (CFPB) maintains a public complaint database for financial products and services, including mortgage and real estate–related complaints. Complaints are categorized by issue type and outcome, and Verdica weights substantiated or unresolved complaints more heavily than informal inquiries.
HUD enforcement actions address fair housing violations, fraud in federally backed transactions, and unlicensed mortgage origination. Regulatory agencies track patterns of violations, frequency of substantiated complaints, and remediation efforts. A provider with a history of violations, restitution orders, or licensing restrictions will show a materially lower score than one with a clean record.
Bottom line
DANIEL BERNARD MCKINNEY's score of 803 indicates a provider with strong regulatory standing and minimal documented compliance or complaint issues. Before engaging, verify current licensing status directly with TREC, confirm business references, and review any available independent customer feedback to supplement this regulatory baseline.