What Verdica's 796 score means for JOHN FRANCIS MAGELUZZO
A composite score of 796 places John Francis Mageluzzo in the "strong" band (740–799), indicating solid regulatory standing and compliance performance. This score reflects a provider who meets core licensing and operational standards with a record that does not raise material red flags based on available regulatory data.
For a business owner or consumer evaluating this provider, a 796 score signals reasonable confidence in baseline competence and adherence to state and federal requirements. This is not a perfect score—the excellent band begins at 800—but it represents a provider whose documented record does not suggest systemic problems or widespread enforcement actions. The takeaway is straightforward: regulatory oversight has not surfaced serious violations or patterns of consumer harm that would downgrade the rating into elevated or high-risk territory.
How the sub-scores break down
License & Compliance: 850 (excellent)
This perfect sub-score indicates that Mageluzzo's state licensing status is current and clean. No active suspensions, revocations, or unresolved compliance violations appear in the underlying licensing commission records. In real estate, this dimension typically tracks whether a provider holds valid credentials, maintains required continuing education, and has not been cited for operating outside their license scope. An 850 here means the regulatory file shows no such problems.
Complaints: 800 (excellent)
A score of 800 on complaints reflects minimal or no substantiated regulatory complaints filed against this provider through the CFPB and HUD enforcement channels. Real estate complaint data typically includes allegations of misleading disclosures, contract violations, poor handling of deposits or escrow, discrimination, or failure to deliver promised services. An 800 score suggests either no complaints indexed or complaints that were resolved or dismissed, not upheld by regulators.
Business Profile: 705 (acceptable)
The business profile score of 705 falls into the acceptable band. This sub-score typically reflects factors such as business longevity, market presence, operational transparency, and organizational stability as observed through public business records. A 705 is notably lower than the other two sub-scores and indicates that while the business profile is adequate, it lacks the strongest indicators of established reputation or extensive publicly available verification. This does not suggest misconduct—only that the profile carries less confirmatory data or has fewer strong operational indicators compared to the licensing and complaint dimensions.
What regulators track for real estate providers
State licensing commissions maintain records of all active real estate providers and track compliance with local and state statutes governing practice, continuing education, trust account management, and scope of authority. They investigate complaints and discipline violations through warnings, fines, probation, or license suspension.
The Consumer Financial Protection Bureau (CFPB) handles complaints related to financial services aspects of real estate transactions, including financing disclosures, loan origination practices, and consumer fairness issues.
HUD enforcement focuses on fair housing violations, discrimination, and compliance with federal housing law. Both CFPB and HUD maintain public complaint databases and enforcement records.
Verdica's scoring draws from these three data streams to create a composite view. Providers with clean licensing records, few substantiated complaints, and strong business verification scores rank higher. Conversely, multiple complaints, licensing actions, enforcement investigations, or patterns of violations move scores downward into elevated or high-risk bands.
Bottom line
John Francis Mageluzzo holds a strong regulatory profile with excellent licensing and complaint records, though a middling business profile score suggests limited public operational data. For someone considering engaging this provider, the licensing and complaint scores offer reasonable reassurance; cross-checking references, verifying current credentials independently, and reviewing any available customer feedback would be prudent next steps.