What Verdica's 796 score means for ROBERT LEE FLEMING
Robert Lee Fleming's composite score of 796 out of 850 places him in the "excellent" band (800–850 range is the highest tier). This score reflects strong overall performance across the dimensions Verdica tracks: state licensing compliance, complaint history, and business profile completeness.
A score of 796 is just 4 points below the top of the scale, indicating that Fleming meets or exceeds regulatory expectations and has maintained a record that raises few red flags in the data sources Verdica monitors. For a consumer or business owner evaluating a real estate provider, this score suggests a low-risk partner from a compliance perspective.
It is important to note that no independent customer reviews are indexed for Fleming yet, so this score is built entirely on regulatory and licensing data. A high composite score does not guarantee customer satisfaction or service quality in areas regulators don't directly measure—reputation, responsiveness, or transaction speed, for example. Readers should treat this score as a baseline confidence metric around regulatory standing, not as a complete picture of the provider's track record.
How the sub-scores break down
License & Compliance: 850 (perfect) This sub-score is drawn from state licensing commission records and reflects whether Fleming holds valid licenses, has renewed them on time, and has no unresolved compliance violations on file. A perfect 850 indicates no red flags in the licensing database. In the real estate industry, this is the foundational measure: without an active, clean license, a provider cannot legally operate.
Complaints: 800 (very strong) This sub-score aggregates complaint records from the CFPB (Consumer Financial Protection Bureau) and HUD (Department of Housing and Urban Development) enforcement data. A score of 800 means Fleming has either no complaints on file, or a small number of complaints that were resolved or found to be unsubstantiated. This measure is important because complaints—especially patterns of complaints—can signal service failures, contractual disputes, or violations that regulators are monitoring.
Business Profile: 705 (acceptable) This sub-score reflects the completeness and consistency of Fleming's business registration and identification data across regulatory databases. A score of 705 falls in the "acceptable" range (670–739 is the band, though this score is slightly above). This typically means business profile information is on file and consistent, but may lack additional detail or corroborating documentation that would push the score higher. In practice, this sub-score is less predictive of provider quality than licensing and complaints, and often depends on how thoroughly a provider has registered across multiple state and federal systems.
What regulators track for real estate providers
State licensing commissions maintain records on whether providers hold active licenses, have completed required education, and have no disciplinary actions—suspensions, revocations, or consent orders. Violations typically include practicing without a license, misrepresentation, trust account mishandling, or breach of fiduciary duty.
The CFPB and HUD track complaints from consumers and other parties related to unfair, deceptive, or abusive practices (UDAAP violations); discrimination; or violations of lending or disclosure rules. These agencies maintain public databases and may initiate enforcement actions if patterns emerge. A single complaint does not necessarily indicate wrongdoing, but multiple unresolved complaints or a regulatory enforcement action would significantly lower a provider's score.
Verdica's composite score synthesizes these sources to create a single risk metric. Scores move based on the absence or presence of violations, the timeliness of license renewal, and the volume and resolution of complaints. No score is "perfect" in the sense that all providers operate in a regulated environment; the scale is designed to differentiate between low-risk and high-risk profiles.
Bottom line
Fleming's 796 score indicates a real estate provider with strong regulatory standing and a clean licensing history. Before engaging with Fleming, readers should verify current license status independently through their state licensing board, confirm details of any specific services needed, and—if available—seek references or independent reviews to evaluate customer experience beyond what regulatory data captures.