What Verdica's 796 score means for SAM G CASTILLO
SAM G CASTILLO's composite score of 796 out of 850 places this entity in the "excellent" band (800–850). However, at 796, the provider sits just below that threshold—a strong performer with room for minor improvement.
A score in this range reflects a real estate provider with clean licensing status, minimal substantiated complaints, and a business profile that meets or exceeds baseline standards. For consumers and business partners, a 796 suggests low regulatory risk. The underlying data (state licensing records, CFPB complaints, and HUD enforcement actions) show no major red flags. That said, the composition of the score reveals where SAM G CASTILLO's profile diverges: while License & Compliance and Complaints sub-scores are near-perfect, the Business Profile sub-score of 705 is noticeably lower, which accounts for the overall gap from the 800+ excellent band.
Readers should interpret this as: a trustworthy, compliant operator with solid regulatory standing, but one whose public-facing business profile—whether completeness of licensing information, transparency of business practices, or public record documentation—may lack some polish relative to top-tier peers.
How the sub-scores break down
License & Compliance (850/850): This perfect score indicates SAM G CASTILLO holds valid, current licensing credentials and shows no disciplinary history, license suspensions, or revocations in state licensing commission records. In the real estate industry, this dimension captures whether an agent or broker maintains active status and meets all state-mandated continuing education, bonding, and ethical requirements. A 850 is the highest possible score in this category.
Complaints (800/800): An 800 in this dimension reflects very few or no substantiated complaints in CFPB and HUD enforcement records. The real estate sector's complaint databases track issues like misrepresentation, transaction delays, fee disputes, discrimination, or failure to disclose conflicts of interest. An 800 suggests either no complaints or only minor, unsubstantiated allegations. This is a strong signal of reliable transaction conduct.
Business Profile (705/850): This lower sub-score is the primary driver keeping the composite below 800. A 705 typically reflects gaps in business profile completeness: missing or incomplete public disclosures, limited documentation in state records, or less transparency around business structure, affiliations, or service scope. This does not indicate wrongdoing—rather, it reflects what information is publicly available and verified. Real estate providers with fuller profiles (complete office addresses, full service listings, clear ownership structures, documented certifications) score higher in this dimension.
What regulators track for real estate providers
State licensing commissions maintain records on agent and broker credentials, continuing education completion, and disciplinary actions. Violations tracked include unlicensed practice, false advertising, mishandling of client funds, and breach of fiduciary duty. The CFPB (Consumer Financial Protection Bureau) aggregates consumer complaints about financial and real estate services, flagging patterns of fraud, discrimination, or service failures. HUD (U.S. Department of Housing and Urban Development) enforces fair housing laws and investigates discrimination complaints in real estate transactions.
Scores move based on the presence, severity, and recency of violations. A single substantiated complaint may lower a score incrementally; repeat violations or enforcement actions drop scores significantly. Conversely, maintaining clean licensing and no complaints over time supports higher scores. Business Profile scores reflect the completeness and verifiability of public information—providers who maintain transparent, detailed public records and clear regulatory documentation score higher.
Bottom line
SAM G CASTILLO presents a low-risk profile suitable for business engagement. The excellent License & Compliance and Complaints sub-scores indicate solid regulatory standing and minimal transaction risk. Before proceeding, verify that the lower Business Profile score does not reflect gaps relevant to your specific needs—confirm current licensing status directly with the state commission and request clear disclosure of service scope and any relevant certifications or affiliations.