What Verdica's 813 score means for MFA INCORPORATED
MFA INCORPORATED's composite score of 813 out of 850 places the carrier in the "excellent" band (800–850), indicating strong overall compliance across the dimensions Verdica tracks. This score reflects consistent regulatory standing with the Federal Motor Carrier Safety Administration (FMCSA) and suggests the carrier meets or exceeds baseline safety and operational standards that govern commercial trucking in Missouri.
A score in this range typically signals that a carrier has maintained proper licensing and insurance, limited safety violations, and acceptable inspection outcomes over the measurement period. For a business owner or shipper evaluating MFA INCORPORATED, this composite score suggests lower compliance risk compared to the broader trucking population. However, the score is not a blanket endorsement—it is a snapshot of regulatory data at a point in time, and it should be part of a broader due diligence process, especially for high-value or safety-sensitive shipments.
How the sub-scores break down
Authority & Insurance (850/850): This perfect sub-score indicates MFA INCORPORATED holds valid operating authority with the FMCSA and maintains required insurance coverage. In trucking, this is a baseline compliance requirement; carriers without proper authority or insurance cannot legally operate. A score of 850 confirms the carrier meets these fundamental thresholds and has no recorded lapses in active credentials or documented insurance violations within the dataset.
Safety Record (835/850): This strong sub-score reflects FMCSA BASIC (Behavioral Analysis and Safety Improvement Categories) safety metrics. The BASIC system measures carrier performance on five key dimensions: unsafe driving, crash involvement, hazardous materials violations, hours-of-service compliance, and vehicle maintenance. A score of 835 suggests MFA INCORPORATED has performed well in most or all of these areas relative to industry benchmarks. It does not mean zero violations; rather, the carrier's violation rate and severity appear to be within acceptable or low-risk ranges.
Inspection History (725/850): This sub-score is the lowest of the three but remains in the acceptable-to-strong range. FMCSA roadside inspections and compliance reviews feed this metric. A score of 725 may indicate the carrier has accumulated some documented deficiencies—such as vehicle maintenance issues, driver record violations, or procedural non-compliance—during inspections. This is not unusual for active carriers, as inspections routinely identify minor correctable items. The score reflects the frequency and severity of findings relative to inspection activity.
What regulators in MO track for trucking providers
The FMCSA enforces federal safety standards for all motor carriers operating in interstate commerce, including those based in Missouri. Regulators track several categories of violations and metrics:
Safety violations include unsafe driving behaviors, improper cargo securement, and equipment defects discovered during roadside inspections or crash investigations. Hours-of-service compliance ensures drivers do not exceed legal limits on consecutive driving time, which relates directly to fatigue-related crash risk. Vehicle maintenance standards require carriers to maintain safe mechanical condition; inspectors check brakes, tires, lights, and structural integrity.
Crash history is a significant factor—carriers with elevated crash rates or patterns of serious crashes face regulatory scrutiny. Hazardous materials handling, if applicable, is audited for proper documentation and driver training. Drug and alcohol testing programs and driver qualification records are also verified.
The BASIC scores aggregate these findings into percentile rankings. A carrier scoring in the upper percentile on a specific BASIC category may face increased compliance reviews or enforcement action.
Bottom line
MFA INCORPORATED's score of 813 places it in the excellent compliance band, reflecting valid authority, solid insurance status, and acceptable safety performance. However, the slightly lower inspection sub-score warrants a closer look at recent inspection reports if you are evaluating this carrier for a mission-critical shipment. Cross-check current FMCSA safety data, request references, and clarify liability and claims history before contracting.