What Verdica's 813 score means for MFA INCORPORATED
MFA INCORPORATED's composite score of 813 out of 850 places it in the excellent band (800–850). This means the entity has demonstrated compliance across the three dimensions Verdica measures: regulatory authority and insurance standing, safety performance, and inspection history.
A score in this range reflects a provider that has maintained active licensing, current insurance coverage, and a track record that regulators have found acceptable to strong. For a business owner or logistics manager evaluating trucking providers, an 813 score suggests lower regulatory risk compared to the broader market. However, the score is not perfect; there is room for incremental improvement, particularly in the inspection history dimension, which sits notably lower than the other two sub-scores.
No independent customer reviews are currently indexed for MFA INCORPORATED in Verdica's system, so this assessment reflects regulatory data only. Anyone considering this provider should still conduct their own due diligence beyond compliance scoring—including reference checks, operational fit, and service-level agreements.
How the sub-scores break down
Authority & Insurance (850/850): This perfect score means MFA INCORPORATED holds current USDOT authority and active insurance coverage as required by federal and state regulations. Trucking providers must maintain these credentials to legally operate. A score of 850 indicates no red flags or lapses in these foundational requirements.
Safety Record (835/850): This sub-score reflects FMCSA BASIC (Behavior Analysis and Safety Improvement Categories) scores across key safety metrics. A score of 835 is strong, indicating low rates of critical violations in areas such as driver fitness, vehicle maintenance, hours-of-service compliance, and crash involvement. Providers with lower safety scores typically show patterns of violations in these categories, which increase regulatory scrutiny and business risk.
Inspection History (725/850): At 725, this is the lowest of the three sub-scores, though still within the acceptable range. This dimension tracks the outcome and frequency of FMCSA roadside inspections and compliance reviews. A lower score here often reflects either higher inspection frequency, more violations per inspection, or a mix of both. This does not necessarily indicate unsafe operations—inspection patterns can be influenced by routing, fleet size, and enforcement activity in specific regions—but it warrants acknowledgment that regulators have flagged areas for closer monitoring.
What regulators in MO track for trucking providers
The FMCSA, a division of the U.S. Department of Transportation, oversees interstate trucking safety. Missouri trucking providers are subject to federal safety standards regardless of state of domicile.
FMCSA safety inspections focus on measurable violations across BASIC categories: unsafe driving, fatigued driving, driver fitness, controlled substances and alcohol, vehicle maintenance, cargo-related issues, and hours-of-service compliance. Each violation carries weight; critical violations carry more impact than administrative ones.
The BASIC scores generate percentile rankings. A provider's BASIC profile becomes subject to increased federal enforcement action—including more frequent roadside inspections and potential out-of-service orders—if scores fall above certain thresholds in any category.
Licensing and insurance verification is continuous. Any lapse, cancellation, or downgrade in coverage or USDOT authority is flagged and reflected immediately in regulatory databases.
All of this data is public and updated regularly by FMCSA, forming the backbone of Verdica's scoring methodology.
Bottom line
MFA INCORPORATED's 813 score positions it as a strong compliance candidate, with particularly solid regulatory authority and safety standing. The inspection history sub-score invites closer review, but is not a disqualifier. Anyone considering this provider should verify current insurance, confirm service references independently, and review any specific BASIC category details relevant to their freight type or routing needs.