Excellent · Verdica composite score based on three weighted sub-scores from public regulator data.
6 active sources · last successful refresh Aug 12, 2026
source data currentHow this is calculated
Composite = Financial Strength × 35% + Complaints × 40% + Regulatory Actions × 25%, scaled to 300–850.Read full methodology →
Each sub-score starts at a baseline and adjusts based on real regulatory-record signals. Zero-delta rows show what we checked and confirmed clean. “Data quality” indicates how much source data informed the score.
These are unmodified public reviews from Google Reviews — not Verdica ratings or paid endorsements. Reviews shown as-published, positive and negative alike.
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HELM CAPITAL GROUP INC scores 769 — these providers rank higher on Verdica's composite trust score.
The Verdica score is a composite trust score from 300 to 850, computed from complaint index ratios, financial ratings, and regulatory actions maintained by state insurance departments and the NAIC. A score of 769 places HELM CAPITAL GROUP INC in FL in the strong (740–799) band. The score reflects publicly available regulator data — it is not a rating from Verdica itself and does not incorporate paid reviews or advertising.
Verdica combines three weighted sub-scores drawn from state insurance departments and the NAIC. Each sub-score reflects a different dimension of insurance compliance — complaint index vs. peers, financial strength, and regulatory standing — and is normalized against industry peers before being aggregated to the 300–850 scale.
Verdica pulls public records from state insurance departments and the NAIC: complaint index ratios, financial ratings, and regulatory actions. Data is refreshed on rolling cycles, typically weekly to monthly depending on the source agency's own update schedule. See the "source data current" indicator on the entity page for the last successful refresh.
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With over a decade in real estate and experience across multiple lending partners, I can confidently say that Juan and Ray are exceptional. Their communication is clear and timely. Their attention to detail is exacting. And they remain solutions focused when transactions get tight. They do more than process loans, they partner with agents and clients to drive the file to the closing table. My clients consistently report feeling supported, informed, and well represented. I’m truly grateful to have Juan and Ray as part of my team and trust them to deliver the standard of service my clients deserve.
View on Google ReviewsShowing 8 of 122 — indexed from public Google Reviews, not filtered by rating
See all 122 reviews on Google ReviewsCommon negative signals include high complaint index, poor financial ratings, or market-conduct actions. Any of these appear in the underlying regulator records and pull the sub-score down; the composite reflects the weighted impact.
Yes. Entities can file a dispute directly from the score page, and business owners can claim their profile. Verdica reviews disputes against the underlying regulator record; the score is updated when the source data is corrected. Scores are recomputed automatically as new regulator data arrives.
We cannot say enough wonderful things about Juan Yepes and his entire team! From start to finish, they were absolutely amazing—professional, knowledgeable, responsive, and genuinely caring throughout the entire home-buying process. They kept us informed every step of the way, answered every question we had, and worked so hard to make what could have been a stressful process feel smooth and manageable. Juan and his team truly went above and beyond for our family, we needed to close by a certain date and they made that happened! We are so grateful for all their hard work and dedication in helping us achieve our dream of becoming homeowners. We highly recommend Juan Yepes and his team to anyone looking for a mortgage broker who truly cares about his clients! 🏡❤️
⭐⭐⭐⭐⭐ Ray was fantastic to work with throughout the entire DSCR loan process for my investment property. He was knowledgeable, responsive, and made everything smooth and stress-free from start to finish. He always took the time to answer my questions and helped get the deal closed efficiently. I highly recommend Ray to anyone looking for investment property financing!
I highly recommend Helm and Ray! They are extremely professional, knowledgeable, and easy to work with.
Jonathan made purchasing my first home an incredible experience! As a first-time homebuyer, I was nervous about the mortgage process, but he made everything seamless from start to finish. He was knowledgeable, responsive, and always available to answer my questions, making sure I understood every step along the way. If you’re looking for a trusted mortgage broker, I highly recommend Jonathan. His professionalism, attention to detail, and genuine care for his clients made all the difference. I couldn’t have asked for a better experience, and I’m so grateful he helped make my dream of homeownership a reality!
Juan and Raymond did an amazing job helping us through the process of buying our first home. They were professional, patient, supportive, and always available to answer our questions. They made a stressful process feel much easier and guided us every step of the way. We are truly grateful for everything they did to help make our dream of homeownership come true. We highly recommend them and their company to anyone looking for a great lending team!
This was without a doubt, the best company we could have chosen for our mortgage. From the very beginning, John and Raymond were incredibly attentive, knowledgeable, and genuinely cared about our family. They guided us through every step of the process, taking the time to explain every detail so we fully understood what was needed and what to expect. What truly sets this team apart is their dedication. They worked tirelessly to ensure our loan was completed on time, knowing how critical our situation was. We were facing foreclosure due to issues with our previous mortgage and needed everything resolved before June. Thanks to their hard work, professionalism, and commitment, they helped save our home. That is something my family and I will never forget, and we cannot thank them enough. If you’re looking for mortgage professionals who truly care about their clients, will support you every step of the way, and work hard to find the best mortgage solution not just for today but for your future, this is the company you want on your side. Thank you, John and Raymond, for not only helping save our home but also for treating us with compassion, respect, and unwavering dedication throughout the entire process. We are forever grateful.
Raymond and Juan went above and beyond in assisting my family and I in landing a new home. They made the transaction easy despite purchasing out of state. Highly recommend!