What Verdica's 796 score means for RONALD A TARTT
Verdica's composite score of 796 out of 850 places RONALD A TARTT in the "excellent" band (800–850 range is technically one point above, but 796 falls into the "strong" category at 740–799). This score reflects a real estate provider with robust compliance standing and a low complaint profile relative to industry peers.
For a business owner or consumer evaluating this provider, a score in this range signals that regulatory bodies have found minimal enforcement issues and that licensing requirements appear to be consistently met. The score does not indicate perfection—no provider scores 850—but it does indicate that independent review of state and federal records has not surfaced material violations or widespread customer grievances. Readers should interpret this as a provider with established operational controls and regulatory alignment, though as with any business, individual transaction or service outcomes can vary.
How the sub-scores break down
License & Compliance: 850 (perfect) This sub-score draws from state licensing commission records and reflects whether the provider holds valid credentials, has maintained those credentials without suspension or revocation, and has no open enforcement actions on file. A perfect score in this dimension means regulators have no active licensing concerns.
Complaints: 800 (very strong) This score is derived from CFPB and HUD enforcement data—chiefly consumer complaints filed against the entity, substantiated violations, and settlement history. A score of 800 indicates very few or no material complaints in the federal complaint databases. This does not mean zero complaints were ever filed; rather, the complaint volume and severity do not rise to a level that materially impacts the rating.
Business Profile: 705 (acceptable) This sub-score reflects operational and structural factors visible in licensing records—items such as business registration status, operating entity clarity, and any public notices or changes in registration. A score of 705 is in the "acceptable" band, meaning the business profile is sound but does not exhibit exceptional transparency or additional positive signals (such as accreditations or extended compliance history).
What regulators track for real estate providers
State licensing commissions maintain records of real estate professionals and brokerages, verifying continuing education, active license status, and any disciplinary actions. Common infractions tracked include unlicensed activity, mishandling of client funds, failure to disclose conflicts of interest, and violations of fair lending or fair housing rules.
The CFPB (Consumer Financial Protection Bureau) aggregates consumer complaints about financial service providers, including those involved in real estate transactions and mortgage-related services. Complaints are coded by issue type—lending discrimination, incorrect fees, loan servicing errors, and so forth—and tracked by entity.
HUD (U.S. Department of Housing and Urban Development) enforcement focuses on fair housing violations, housing discrimination, and compliance with the Fair Housing Act. HUD can issue charges, conduct investigations, and impose penalties or settlements against entities that violate fair housing rules.
Scores move up or down based on the volume, severity, and recency of infractions; the timeliness of regulatory responses; and whether the provider has corrected deficiencies. A clean licensing record, few substantiated complaints, and no open enforcement actions will elevate a score. Repeated violations, unresolved complaints, or revoked licenses will depress it.
Bottom line
RONALD A TARTT carries a strong compliance profile with perfect licensing marks and very few registered complaints. A prospective business partner or customer should expect a provider with established regulatory alignment. That said, the acceptable business profile score suggests confirming operational details (insurance, bonding, references) independently before engagement.