What Verdica's 796 score means for STEPHEN DOUGLAS JACKSON
Stephen Douglas Jackson scores 796 out of 850 on Verdica's composite scale, placing him in the excellent band (800–850 range borderline). This score reflects strong performance across regulatory compliance and complaint history, based on data from state licensing authorities, federal consumer protection agencies, and HUD enforcement records.
A score of 796 means Jackson meets or exceeds baseline regulatory standards and maintains a low complaint ratio relative to industry benchmarks. Readers should interpret this as a provider with minimal enforcement red flags and active, current licensure. This is not a perfect score—no provider scores 850—but it signals that the underlying regulatory and complaint data does not raise material concerns. For a business owner or consumer evaluating a real estate service provider, this score suggests lower compliance risk compared to the general market.
The score is composite, meaning it weights three distinct dimensions. No independent customer reviews are yet indexed for Jackson, so the score rests entirely on official regulatory data rather than peer feedback. This is typical for newly profiled providers or those with limited public review footprint.
How the sub-scores break down
License & Compliance: 850
This perfect sub-score indicates Jackson holds valid, active licensing in his jurisdiction and has no material violations on record with the state licensing commission. Real estate professionals—whether brokers, agents, loan officers, or appraisers—must maintain state licenses and comply with continuing education, bonding, and disclosure rules. A score of 850 means the state licensing data shows no suspensions, revocations, sanctions, or unresolved disciplinary actions. In the real estate industry, this is the highest confidence signal available from regulatory sources.
Complaints: 800
This score reflects Jackson's complaint history as tracked by the CFPB (Consumer Financial Protection Bureau) and any HUD (U.S. Department of Housing and Urban Development) enforcement actions. A score of 800 indicates a low complaint volume or a complaint-to-transaction ratio below industry alert thresholds. This does not necessarily mean zero complaints—it means that any complaints on file are either resolved, isolated, or do not rise to a pattern that triggers regulatory intervention. This is a strong indicator of customer satisfaction or dispute resolution.
Business Profile: 705
This score, at the lower end of the "acceptable" band (670–739), likely reflects incomplete or limited data in Verdica's business registry. This could mean Jackson has fewer years of licensure history available, operates in a jurisdiction with limited public record accessibility, or has a smaller transaction footprint that generates less regulatory paper trail. A 705 does not indicate risk; it indicates a narrower data sample. Readers should not over-interpret this as weakness—it simply reflects information availability, not conduct.
What regulators track for real estate providers
State licensing commissions maintain disciplinary records for brokers, agents, appraisers, and loan officers. They track license status, continuing education compliance, trust account audits, and formal complaints. Violations range from minor (missed CE credits) to severe (fraud, theft, undisclosed conflicts). The CFPB monitors mortgage lenders, servicers, and brokers for violations of TILA, RESPA, FCRA, and fair lending laws. Common infractions include disclosure failures, fee misrepresentation, and discrimination. HUD enforces Fair Housing Act compliance and investigates discrimination complaints in lending and brokerage. Verdica aggregates these three data sources to build a compliance profile independent of internal firm record-keeping or marketing claims.
Bottom line
Jackson's 796 score places him in the strong-to-excellent compliance range with no material regulatory red flags. Anyone considering engaging his services should verify his current license status directly with the state licensing board and confirm the scope of his service offering matches your need. No public customer reviews are yet available, so supplementary due diligence—references, past transaction records, or direct conversation—remains prudent.